It wasn’t until she was in her 20s that Giovanna “Gigi” Gonzalez learned about the power of being intentional with her money. But once she did, she discovered she had much more control over her life. The daughter of immigrants, Gigi went on to found The First Gen Mentor, which helps first-generation students and young professionals of color entering the workplace to confidently manage their money. Here, she shares the four important tips that can help young women gain control over their finances.

You’re never too young to start a savings account or to learn about investing, says Jamila Souffrant, founder of the podcast Journey to Launch. She tells why it’s so important for young women to have their own savings, and reveals the magic of compound interest: it’s the way to invest so that your savings work harder for you—earning money on your money.

Financial educator Berna Anat--author of the new book Money Out Loud—tells how she went from confusion and shame about money to taking control of her finances. Among her tips: Budgeting is a powerful and empowering tool, one that can make you CEO of your life--and even help you change the world.

When she was in her 20s, Carmen Perez thought she’d always be in debt. In fact, at one time she owed $57,000. But she paid off her debts, and gained a fresh perspective. Today, the CEO and founder of the Much budgeting app and creator of the personal finance blog, Make Real Cents, shares tips on how to use debt as a tool to further your goals. As she says, "you're only one decision away from a totally different life."

If you want to get control of your finances, you need to understand your relationship with money. That’s one of the valuable pieces of advice we learn from Marsha Barnes, CEO and founder of The Finance Bar Members Club. Marsha shares four must know tips that will help any young woman develop a “money mindset” that can be the start of lifelong financial wellness.